What does the term "landlord" refer to?

The term "landlord" specifically describes an individual or entity that owns property and rents it to tenants. This role involves leasing residential or commercial spaces, allowing individuals or businesses to occupy the property for a specified duration in exchange for rent. Landlords have the legal rights to their properties and are responsible for maintaining the rented spaces, ensuring they are safe and habitable for tenants.

In contrast, a legal representative of the tenants would not be referred to as a landlord, as they represent the tenants rather than holding ownership of the property. An organization that provides loans for property purchases, such as a bank or financial institution, does not fulfill the role of a landlord, as they typically do not own the property themselves but rather finance others in purchasing property. Similarly, a government agency regulating rental properties plays a distinct role in overseeing compliance and enforcing laws regarding housing but does not own or rent out property itself. Thus, the correct definition of "landlord" clearly centers around the ownership and rental of property.